Programs

YOUR PATH TO HOME OWNERSHIP4 Simple levels to the reality of home ownership

Whether you are a first time home buyer, interested in owner financing, have bad credit, perfect credit, or maybe no credit at all, we have programs to help you achieve your ultimate dream of home ownership.

As a Certified Affordable Housing Provider™ participating in the PTHO program VIPHousingPrograms.com offers Rent, Rent To Own (Lease with Option to Buy), Owner Financing (Agreement For Deed), and Cash Sale (New Bank Loan) solutions. Our goal is to make sure that each and every one of our clients realizes their dream of home ownership. Even a renter is given a plan to follow so that eventually owning a home is possible. When you join the PTHO membership program you are placed at the level you can afford now based on your initial investment. Then you are given options and opportunities to progress to the next membership level until you eventually have the means and resources to buy the home.

“Affordable housing payments” might best describe how the Path to Home Ownership™ program works. We provide housing with monthly payments equal to or less than one-third of a family’s combined monthly gross income. Therefore ‘Affordable Housing’ is not a description of the housing that qualifies, but rather it is a description of what a person or family can afford. Because we only offer a person housing they can sustain based on their current income we put our customers in a better position to ultimately own their home. Our Certified Affordable Housing Providers™™ (CAHP’s) are trained to look at your income and other financial obligations to determine what monthly price range and price point you can qualify for. We then work with you to help you find the perfect home for your family, within your budget.

Stop throwing your money away and get started on the Path to Home Ownership™ today. As a Certified Affordable Housing Provider™ we can teach you how to buy a house or how to rent to own based on what you can comfortably afford. Get started on your own Path To Home Ownership™ today!